What is In-Hand Salary?
In-hand or take-home salary is the net amount an employee receives in their bank account after all deductions (like EPF, Professional Tax, TDS, etc.) are subtracted from the gross monthly salary.
Why is CTC different from In-Hand Salary?
Cost to Company (CTC) includes the total amount the company spends on you, including employer PF contributions, gratuity, and variable bonuses, which are not paid out in your monthly paycheck.
Need Help with Financial Advisory?
Connect with our expert consultants for personalized financial planning and business advisory services.
Talk to an Expert →